Apply for a personal loan

  • Small Loan
  • Standard Loan
  • Larger loan
I want to borrow
How long for Months

Representative example

Borrowing £0 0ver 0 months will cost £0 per month.

Total amount repayable £0, which includes interest at 0% APR.


The key things to remember about Thamesbank’s loans are:

  • We do not charge any arrangement fees.
  • We only charge interest on the outstanding balance of your loan.
  • We do not charge for early repayment of your loan.

Child Benefit Loans

Transfer your child benefit to Thamesbank and we will give you a loan of £500 at 42.6% APR repayable over 50 weeks.

If you have more than one child and have paid off at least two £500 loans and have a £100 in Child Benefit Savings you can apply for a loan of £1,000 at 26.8% APR.

Payroll Loans

New members paying into their credit union through a deduction from their payroll can apply for an introductory loan of up to £3,000 repayable over up to 60 months at 26.8% APR.

Savings Link to Loans

Regular savers can apply for a loan that is roughly three times the value of their savings.

Equity Linked Loans

If you are a regular saver with equity in your property we can give loans up to the maximum allowable by our Regulator which is £10,000 on top of your savings. The maximum savings you can have is £7,500.

Terms & Conditions for Loans

  • For loans over £500 we may credit check.
  • We may require to see at least two months of recent bank statements.
  • We will expect to see at least 12 months of regular savings unless you are making payments through your payroll.


Download a Thamesbank loan application form.