These days, it’s all about buying stuff online. To be honest, it can be a life saver: you can find some great online discounts, avoid the mad Christmas shopper rush – BUT it’s important to be aware of the potential dangers on the web. To help you out, we’ve put together our top five points to online safety as you shop for the festive season:
- It doesn’t matter if it makes life easy, DON’T keep the same password for everything! Once an individual figures out one of your passwords, they have access to everything else which puts your data at serious risk.
- Get antivirus software installed onto your PC and be sure to keep it updated.
- Keep an eye open for Spam emails. There may be the odd email that comes into your inbox asking for personal information or asking you to click on a link – be weary of these emails. If it looks suspicious, contact the company directly and ask if they’ve sent the email. If they didn’t, it’s spam.
- Make sure you’re on a safe site. When you get to the part that asks you for sensitive information, check the URL. If the URL says HTTP and not HTTPS, then chances are it’s not a safe website so don’t risk entering your details.
- When paying for something, use your credit card or a service like PayPal as they offer greater protection.
Need some Christmas gift ideas that won’t break the bank? We here at the Credit Union have got your back. Behold our list of Christmas gifts that will both make an impact on the receiver AND help keep costs low. It’s a win-win situation!
For the kids – how about a festive treasure hunt? In fact, get the adults involved too! Let’s be honest, we all turn into big kids during the festive season. So instead of just putting the presents under the tree, maybe hide some candy canes around the house that have clues written on them that’ll eventually lead them to their presents? Or one person in the family could be in charge of setting up the treasure hunt and the rest of the family team up to find the presents. There are loads of ways to do this, plus it’s different and a great way to make some memories with your loved ones.
12 Reasons We Love You
Or you could even just go for a jar full of however many things you love about someone – 12 just fits in with the festive theme. You could even include a few funny memories to make the person laugh.
Another good idea that we actually found online: an adventure scrapbook. Perfect for the kids, BUT it’s also a pretty good way to get some quality family time. All you need is a little blank book and write up some items that the kids need to stick onto that page. It may take a little time to think of items for the pages, but it’ll all be worth it when you see the kids having fun and enjoying the quality family time.
You could create a family collage or maybe even a family tree. There are many templates available out there on the internet that you could use. Alternatively, you could create one on your own. Then all you need are pictures of the family members (you could just print these out from home or maybe even draw them) and a nice little frame to put it in.
The 12 Dates of Christmas
So this is another idea we found online and honestly, we think it’s our favourite one. Tell your partner that you’ve planed one date for the two of you for each month of the New Year. The dates don’t even have to be expensive – it could be a picnic in the park, a visit to one of London’s free museums, a night in with an amazing home-cooked dinner with a glass of wine followed by a sweet romantic movie, Kew Gardens in the spring and so much more.
You don’t have to follow our ideas to the letter; this is just a little something we put together to hopefully inspire you. Gifts don’t always have to be pricey, sometimes all you need is a few quid and a bit of imagination.
Content inspired by www.moneysavingexpert.com